Home security 'can lead to cheaper insurance for over 50s'

An insurer has called for over 50s to install home security devices in order to qualify for discounts.

Over 50s have been advised that taking home security precautions can help them to protect their property and reduce their insurance payments at the same time.

Older people's insurance provider RIAS has called on over 50s homeowners to ensure their houses are properly safeguarded with secure locks for their doors and windows.

The advice has partly been issued in response to rising crime rates, with 284,445 domestic burglaries having taken place in 2008-09, compared to 280,708 the previous year.

However, the insurer also highlighted more positive reasons for over 50s to consider home security a priority.

Janet Connor, managing director of RIAS, said: "By fitting specific locks to windows and doors, consumers will not only benefit from increased security, but may also qualify for extra discounts from their household insurance provider."

She added that extra insurance savings can be attained by joining a Neighbourhood Watch scheme or installing an alarm.

This comes after price comparison site also suggested last month that fitting home security devices will help to make a home appear lower-risk to insurance providers.

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